Should You Move Into a Condo or a Townhome?

Should You Move Into a Condo or a Townhome?

There are condos, and then there are townhomes. You’ve seen them both, but you might not really know the difference when it comes to buying or renting one. And while they may not seem so different on the outside, there are actually many different points to consider before you jump into this transition.

The physical.

For starters, even though you might be able to find a condo and a townhome that are similar in square footage, they can be structured completely different. Condos are typically units within a larger structure (think more like a hotel, with multiple units on each floor). Townhomes are more traditionally connecting structures or clusters of individual apartments—sometimes with multiple levels.

Who’s paying for what?

The appeal of renting or buying a condo or townhome often comes with less responsibility in upkeep. In many cases, general maintenance is handled by management or the  property group. However, with a condo, you are technically only in ownership of the interior and may not be permitted to keep personal items outside of your unit. With a townhome, however, you most likely own any patio or deck space that comes with your unit, as well as the land surrounding it.


Generally speaking, a townhome will have more privacy than a condo in that it is a standalone structure, not a series of units within a larger structure. You will likely share a wall with other units, though, which could result in a similar experience to a condo with occasional noise from neighbors. Because a condo has multiple units in close proximity, you may find the environment less private and will have more neighbors surrounding you.

Additional fees.

In some cases, townhome owners may be required to contribute to a Home Owners Association (HOA), which could include a monthly or annual fee. There may also be more fees required for maintenance problems that aren’t covered by the property group in your agreement. With a condo, maintenance fees are often included in higher monthly rates to accommodate for problems that are covered by management.

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